For a classic, cozy look, the Suzanna bedding collection by Harbor House is the perfect fit. The duvet cover features a medallion and scroll pattern created with tufted embroidery. The tufted technique adds texture and dimension to the bedding. A duvet cover is a protective cover for your comforter, most likely for your down comforter. Sometimes it’s referred to as a comforter cover. It's not filled, and it has an opening where you can insert your comforter (filler not included).